About The HECM Coach
Helping real estate professionals serve senior buyers with confidence

Todd R. Christensen
HECM-Certified and HUD-Certified Housing Counselor | Accredited Financial Counselor (AFC)
Todd Christensen has spent years helping senior homeowners navigate one of the most misunderstood financial tools available to them. As a HUD-certified and HECM-certified housing counselor and Accredited Financial Counselor, he has facilitated thousands of workshops and presentations for professional associations, businesses, government agencies, and nonprofits nationwide. Today he helps real estate professionals, financial planners, estate attorneys, and other senior-focused advisors understand when and how to recommend the HECM for Purchase to their clients.
Credentials and Certifications
HUD-Certified
Certified by HUD to provide reverse mortgage counseling, with years of experience guiding senior homeowners through the HECM process.
HECM-Certified
Certified in Home Equity Conversion Mortgage counseling with years of hands-on experience helping seniors and their families evaluate reverse mortgage options.
AFC® Accredited
Accredited Financial Counselor through AFCPE, the gold standard in financial counseling credentials, with a focus on senior financial well-being.
Featured In
Todd has been quoted or featured in leading national media outlets including The New York Times, U.S. News & World Report, Bloomberg, Forbes, NBC News, Fox Business, Parents.com, Money.com, and the Associated Press.
Speaking and Conference Experience
Presenter or keynote speaker at national and regional conferences including the Association for Financial Counseling and Planning Education, American Association of Daily Money Managers, Smart Women Smart Money, and the Financial Counseling Association of America.
Awards and Recognition
First-place award recipient in business and personal finance writing through the North American Book Awards and Idaho Authors Awards. Creator of the Outstanding Consumer Financial Information Award-winning interactive financial education programs recognized by AFCPE in 2019 and 2020.
Core Topics
Demystifying reverse mortgage myths for professionals. Counseling senior homeowners on the pros and cons of reverse mortgages. Effective communication for senior financial well-being. Continuing education for housing and financial professionals. The HECM for Purchase as a buyer financing strategy for REALTORs.
Get in Touch
Email: Todd@HECMCoach.com
Phone: (484) 263-2644
