“I’m as mad as hell, and I’m not going to take this anymore!” That’s how I feel every time I hear, “A reverse mortgage means signing your home over to the bank.” This myth persists as one of the most persistent and damaging misconceptions about reverse mortgage ownership, keeping countless seniors from exploring a tool…

Today’s seniors often hold a significant portion of their wealth in their homes, a valuable but illiquid asset. Navigating the financial landscape of retirement is complex, and for many professionals who serve this population, understanding every available tool is a major challenge. The reverse mortgage—specifically, a Home Equity Conversion Mortgage (HECM)—is one such tool that…