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Empowering Financial Clarity Through Expert Guidance
Explore Todd R. Christensen’s commitment to financial education and ethical advising, showcasing his dedication to empowering seniors and professionals with trustworthy reverse mortgage knowledge and practical insights.
Discover Todd R. Christensen’s Key Expertise
HUD-Approved Reverse Mortgage Counseling
Expert in guiding clients through the mandatory HUD counseling process, ensuring full understanding of loan terms, repayment obligations, and the impact on home equity.
Professional Training & Public Speaking
Experienced in leading more than 2,000 workshops, webinars, and presentations for industry professionals, community organizations, and the public on reverse mortgages and financial wellness.
Reverse Mortgage Myths & Facts
Skilled at dispelling common misconceptions and providing clear, factual information to help clients and professionals make informed decisions.
HECM (Home Equity Conversion Mortgage) Education
Specializes in demystifying HECMs for seniors, families, and professionals, including how these loans work, their benefits, and potential drawbacks.
Published Author & Financial Educator
Author of several financial education books and hundreds of articles, recognized for making complex financial topics accessible and actionable for all audiences.
Media Contributor & Thought Leader
Frequently quoted in national media and financial publications, sharing expertise on overall consumer financial health, from credit to reverse mortgages.
Financial Wisdom
Empowering seniors with clear, unbiased insight.
Reverse Mortgage Facts
Demystifying complex financial tools.
Engaging Presentations
Making finance accessible through storytelling.
Sample Presentation Titles
Retire Like a Rockstar: Turning Your Home Into Cash Without Selling
Shows how reverse mortgages can unlock home equity to boost retirement income and lifestyle without giving up the place you love.
Living Inheritance: Helping Your Kids Buy Their First Home From Your Couch!
Explores how seniors can use (and sometimes shouldn’t use) reverse mortgages to gift funds for their children’s down payment while still living comfortably at home.
Fact or Fiction: Debunking Haunted House Myths About Reverse Mortgages
Busts spooky myths and misconceptions about reverse mortgages with clear facts and real world examples.
My Friends Keep Bad-Mouthing Reverse Mortgages. I Do Not Think It Means What They Think It Means.
Tackles the most common misunderstandings about reverse mortgages and reveals what they truly offer homeowners.
We’re Going to Need a Bigger Boatload of Money: How Reverse Mortgages Can Help Fund Retirement
Discusses how reverse mortgages can help close the retirement income gap and prepare you for the financial seas ahead.
Professional Credentials
Accredited Financial Counselor (AFCPE), Certified HECM and Housing Counselor (HUD), Master in International Management, trilingual (English, Spanish, French)
Hear From Our Valued Clients
Discover authentic feedback from those who have benefited from Todd’s expert financial guidance and engaging presentations.
Todd is very knowledgeable and is able to present financial management information in a way that inspires people to utilize the tools he shares. Thank you!
Frances V.
Public Housing Authority
Todd is prepared, professional and engaging!! Dynamic presentation!!
Dana O.
University Financial Aid